Certificates of Deposit (CDs)
Great Rates
Do you want to save for something in the future and do not need the funds before then? Earn higher interest rates by “locking in” your savings funds for a specified amount of time. Choose from terms as low as 91 days up to 3 years.
Funds are subject to an early withdrawal penalty.
CD Rates
| Account | Minimum Balance to Open Account | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield | Other |
|---|---|---|---|---|---|
| 91 Day CD | $1,000.00 | $1,000.00 | 0.50% | 0.50% | Apply Now |
| 183 Day CD | $1,000.00 | $1,000.00 | 4.75% | 4.81% | Apply Now |
| 1 Year CD | $1,000.00 | $1,000.00 | 4.10% | 4.10% | Apply Now |
| 2 Year CD | $1,000.00 | $1,000.00 | 3.60% | 3.60% | Apply Now |
| 3 Year CD | $1,000.00 | $1,000.00 | 3.40% | 3.40% | Apply Now |
Savings Calculator
Open a CD Online
Your account is just a few steps away! Before you click the button above in the table, make sure you are aware of the following:
- You must be 18 or older in order to verify your identity online.
- You will need PDF-viewing software, such as Adobe Reader.
- You need a method to fund your account or a deposit to bring into our office.
Open a CD in Person
Bank of Prairie du Sac’s personal banking team is standing by to help you! Please have the following handy when meeting with us: two forms of identification, funds to meet the minimum balance, and a parent or guardian (if you are a minor).
