Jumbo Mortgage

Kind of a Big Deal

Our jumbo mortgage helps you finance your dream home when the loan amount is more than the conventional mortgage limit. Whether for your primary residence or a second home, you can enjoy our competitive rates and have your mortgage serviced locally by our team.

Jumbo Mortgage Benefits

  • Fixed and adjustable rates available
  • Various terms available
  • Feature competitive interest rates
  • For primary residence or second home
  • Serviced locally by Bank of Prairie du Sac

Mortgage Options

Comparison table of Mortgage Options
Product/Term Interest Rate Annual Percentage Rate* Learn More
30 Year Fixed Rate 6.875% 6.950% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.875% interest rate, the APR for this loan type is 6.950%. The payment schedule would be:

  • 359 payments of $985.39 at an interest rate of 6.875%
  • 1 payment of $986.56 at an interest rate of 6.875%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

20 Year Fixed Rate 6.625% 6.722% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.625% interest rate, the APR for this loan type is 6.722%. The payment schedule would be:

  • 239 payments of $1,129.43 at an interest rate of 6.625%
  • 1 payment of $1,128.47 at an interest rate of 6.625%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

15 Year Fixed Rate 6.375% 6.495% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.375% interest rate, the APR for this loan type is 6.495%. The payment schedule would be:

  • 179 payments of $1,296.38 at an interest rate of 6.375%
  • 1 payment of $1,295.58 at an interest rate of 6.375%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

10 Year Fixed Rate 6.250% 6.418% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.250% interest rate, the APR for this loan type is 6.418%. The payment schedule would be:

  • 119 payments of $1,684.20 at an interest rate of 6.250%
  • 1 payment of $1,684.34 at an interest rate of 6.250%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

7/6-month SOFR ARM 6.375% 7.095% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 6.375% initial interest rate, the APR for this loan type is 7.095%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 84 payments of $935.80 at an interest rate of 6.375%
  • 275 payments of $1,041.24 at an interest rate of 7.625%
  • 1 payment of $1,040.83 at an interest rate of 7.625%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

5/6-month SOFR ARM 6.125% 7.141% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 6.125% initial interest rate, the APR for this loan type is 7.141%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $911.42 at an interest rate of 6.125%
  • 299 payments of $1,044.47 at an interest rate of 7.625%
  • 1 payment of $1,043.66 at an interest rate of 7.625%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Loan Calculator

Crystal Lautenbach
Crystal Lautenbach VP, Mortgage Lending Email NMLS #451162

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