Jumbo Mortgage

Kind of a Big Deal

Our jumbo mortgage helps you finance your dream home when the loan amount is more than the conventional mortgage limit. Whether for your primary residence or a second home, you can enjoy our competitive rates and have your mortgage serviced locally by our team.

Jumbo Mortgage Benefits

  • Fixed and adjustable rates available
  • Various terms available
  • Feature competitive interest rates
  • For primary residence or second home
  • Serviced locally by Bank of Prairie du Sac

Mortgage Options

Comparison table of Mortgage Options
Product/Term Interest Rate Annual Percentage Rate* Learn More
30 Year Fixed Rate 7.125% 7.201% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 7.125% interest rate, the APR for this loan type is 7.201%. The payment schedule would be:

  • 359 payments of $1,010.58 at an interest rate of 7.125%
  • 1 payment of $1,009.78 at an interest rate of 7.125%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
20 Year Fixed Rate 7.000% 7.099% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 7.000% interest rate, the APR for this loan type is 7.099%. The payment schedule would be:

  • 239 payments of $1,162.95 at an interest rate of 7.000%
  • 1 payment of $1,162.52 at an interest rate of 7.000%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
15 Year Fixed Rate 6.750% 6.871% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.750% interest rate, the APR for this loan type is 6.871%. The payment schedule would be:

  • 179 payments of $1,327.36 at an interest rate of 6.750%
  • 1 payment of $1,328.17 at an interest rate of 6.750%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
10 Year Fixed Rate 6.625% 6.794% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.625% interest rate, the APR for this loan type is 6.794%. The payment schedule would be:

  • 119 payments of $1,712.78 at an interest rate of 6.625%
  • 1 payment of $1,712.27 at an interest rate of 6.625%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
7/6-month SOFR ARM 6.625% 7.562% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 6.625% initial interest rate, the APR for this loan type is 7.562%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 84 payments of $960.47 at an interest rate of 6.625%
  • 275 payments of $1,111.53 at an interest rate of 8.375%
  • 1 payment of $1,111.81 at an interest rate of 8.375%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
5/6-month SOFR ARM 6.375% 7.665% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 6.375% initial interest rate, the APR for this loan type is 7.665%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $935.80 at an interest rate of 6.375%
  • 299 payments of $1,117.25 at an interest rate of 8.375%
  • 1 payment of $1,116.67 at an interest rate of 8.375%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Loan Calculator

Crystal Lautenbach
Crystal Lautenbach VP, Mortgage Lending Email NMLS #451162

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