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Jumbo Mortgage

Kind of a Big Deal

Our jumbo mortgage helps you finance your dream home when the loan amount is more than the conventional mortgage limit. Whether for your primary residence or a second home, you can enjoy our competitive rates and have your mortgage serviced locally by our team.

Jumbo Mortgage Benefits

  • Fixed and adjustable rates available
  • Various terms available
  • Feature competitive interest rates
  • For primary residence or second home
  • Serviced locally by Bank of Prairie du Sac

Mortgage Options

Comparison table of Mortgage Options
Product/Term Interest Rate Annual Percentage Rate* Learn More
30 Year Fixed Rate 5.875% 5.953% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 5.875% interest rate, the APR for this loan type is 5.953%. The payment schedule would be:

  • 359 payments of $1,478.84 at an interest rate of 5.875%
  • 1 payment of $1,480.45 at an interest rate of 5.875%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
20 Year Fixed Rate 5.500% 5.602% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 5.500% interest rate, the APR for this loan type is 5.602%. The payment schedule would be:

  • 239 payments of $1,719.72 at an interest rate of 5.500%
  • 1 payment of $1,719.37 at an interest rate of 5.500%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
15 Year Fixed Rate 5.375% 5.446% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 5.375% interest rate, the APR for this loan type is 5.446%. The payment schedule would be:

  • 179 payments of $2,026.16 at an interest rate of 5.375%
  • 1 payment of $2,026.82 at an interest rate of 5.375%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
10 Year Fixed Rate 5.250% 5.350% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 5.250% interest rate, the APR for this loan type is 5.350%. The payment schedule would be:

  • 119 payments of $2,682.29 at an interest rate of 5.250%
  • 1 payment of $2,682.63 at an interest rate of 5.250%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
7/6-month SOFR ARM 5.500% 6.461% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 5.500% initial interest rate, the APR for this loan type is 6.461%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 84 payments of $1,419.47 at an interest rate of 5.500%
  • 275 payments of $1,655.48 at an interest rate of 7.250%
  • 1 payment of $1,656.08 at an interest rate of 7.250%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
5/6-month SOFR ARM 5.500% 6.663% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 5.500% initial interest rate, the APR for this loan type is 6.663%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $1,419.47 at an interest rate of 5.500%
  • 300 payments of $1,670.78 at an interest rate of 7.250%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Loan Calculator

Crystal Lautenbach
Crystal Lautenbach VP, Mortgage Lending Email NMLS #451162

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