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Jumbo Mortgage

Kind of a Big Deal

Our jumbo mortgage helps you finance your dream home when the loan amount is more than the conventional mortgage limit. Whether for your primary residence or a second home, you can enjoy our competitive rates and have your mortgage serviced locally by our team.

Jumbo Mortgage Benefits

  • Fixed and adjustable rates available
  • Various terms available
  • Feature competitive interest rates
  • For primary residence or second home
  • Serviced locally by Bank of Prairie du Sac

Mortgage Options

Table comparing Mortgage Options options by term, interest rate, and annual percentage rate (APR).

Comparison table of Mortgage Options
Product/Term Interest Rate Annual Percentage Rate * Learn More
30 Year Fixed Rate 6.875% 6.958% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.875% interest rate, the APR for this loan type is 6.958%. The payment schedule would be:

  • 359 payments of $1,642.32 at an interest rate of 6.875%
  • 1 payment of $1,643.08 at an interest rate of 6.875%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
20 Year Fixed Rate 6.625% 6.732% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.625% interest rate, the APR for this loan type is 6.732%. The payment schedule would be:

  • 239 payments of $1,882.38 at an interest rate of 6.625%
  • 1 payment of $1,881.53 at an interest rate of 6.625%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
15 Year Fixed Rate 6.500% 6.573% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.500% interest rate, the APR for this loan type is 6.573%. The payment schedule would be:

  • 179 payments of $2,177.77 at an interest rate of 6.500%
  • 1 payment of $2,177.46 at an interest rate of 6.500%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
10 Year Fixed Rate 6.375% 6.477% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.375% interest rate, the APR for this loan type is 6.477%. The payment schedule would be:

  • 119 payments of $2,822.83 at an interest rate of 6.375%
  • 1 payment of $2,822.23 at an interest rate of 6.375%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
7/6-month SOFR ARM 6.500% 6.809% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 6.500% initial interest rate, the APR for this loan type is 6.809%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 84 payments of $1,580.17 at an interest rate of 6.500%
  • 275 payments of $1,632.35 at an interest rate of 6.875%
  • 1 payment of $1,631.06 at an interest rate of 6.875%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
5/6-month SOFR ARM 6.250% 6.752% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 6.250% initial interest rate, the APR for this loan type is 6.752%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $1,539.29 at an interest rate of 6.250%
  • 299 payments of $1,630.66 at an interest rate of 6.875%
  • 1 payment of $1,631.23 at an interest rate of 6.875%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Loan Calculator

Crystal Lautenbach
Crystal Lautenbach VP, Mortgage Lending Email NMLS #451162

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