Jumbo Mortgage

Kind of a Big Deal

Our jumbo mortgage helps you finance your dream home when the loan amount is more than the conventional mortgage limit. Whether for your primary residence or a second home, you can enjoy our competitive rates and have your mortgage serviced locally by our team.

Jumbo Mortgage Benefits

  • Fixed and adjustable rates available
  • Various terms available
  • Feature competitive interest rates
  • For primary residence or second home
  • Serviced locally by Bank of Prairie du Sac

Mortgage Options

Comparison table of Mortgage Options
Product/Term Interest Rate Annual Percentage Rate* Learn More
30 Year Fixed Rate 6.000% 6.071% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.000% interest rate, the APR for this loan type is 6.071%. The payment schedule would be:

  • 359 payments of $899.33 at an interest rate of 6.000%
  • 1 payment of $897.87 at an interest rate of 6.000%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

20 Year Fixed Rate 5.625% 5.718% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 5.625% interest rate, the APR for this loan type is 5.718%. The payment schedule would be:

  • 239 payments of $1,042.45 at an interest rate of 5.625%
  • 1 payment of $1,042.34 at an interest rate of 5.625%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

15 Year Fixed Rate 5.375% 5.492% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 5.375% interest rate, the APR for this loan type is 5.492%. The payment schedule would be:

  • 179 payments of $1,215.70 at an interest rate of 5.375%
  • 1 payment of $1,215.44 at an interest rate of 5.375%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

10 Year Fixed Rate 5.250% 5.415% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 5.250% interest rate, the APR for this loan type is 5.415%. The payment schedule would be:

  • 119 payments of $1,609.38 at an interest rate of 5.250%
  • 1 payment of $1,608.82 at an interest rate of 5.250%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

7/6-month SOFR ARM 5.375% 6.923% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 5.375% initial interest rate, the APR for this loan type is 6.923%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 84 payments of $839.96 at an interest rate of 5.375%
  • 275 payments of $1,086.99 at an interest rate of 8.375%
  • 1 payment of $1,086.28 at an interest rate of 8.375%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

5/6-month SOFR ARM 5.125% 7.121% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 5.125% initial interest rate, the APR for this loan type is 7.121%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $816.73 at an interest rate of 5.125%
  • 6 payments of $986.28 at an interest rate of 7.125%
  • 6 payments of $1,075.27 at an interest rate of 8.125%
  • 287 payments of $1,097.74 at an interest rate of 8.375%
  • 1 payment of $1,098.98 at an interest rate of 8.375%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Loan Calculator

Crystal Lautenbach
Crystal Lautenbach VP, Mortgage Lending Email NMLS #451162

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