Jumbo Mortgage
Kind of a Big Deal
Our jumbo mortgage helps you finance your dream home when the loan amount is more than the conventional mortgage limit. Whether for your primary residence or a second home, you can enjoy our competitive rates and have your mortgage serviced locally by our team.
Jumbo Mortgage Benefits
- Fixed and adjustable rates available
- Various terms available
- Feature competitive interest rates
- For primary residence or second home
- Serviced locally by Bank of Prairie du Sac
Mortgage Options
Product/Term | Interest Rate | Annual Percentage Rate* | Learn More |
---|---|---|---|
30 Year Fixed Rate | 6.000% | 6.088% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 6.000% interest rate, the APR for this loan type is 6.088%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
20 Year Fixed Rate | 5.750% | 5.866% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 5.750% interest rate, the APR for this loan type is 5.866%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
15 Year Fixed Rate | 5.250% | 5.355% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 5.250% interest rate, the APR for this loan type is 5.355%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
10 Year Fixed Rate | 5.250% | 5.399% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 5.250% interest rate, the APR for this loan type is 5.399%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
Portfolio Jumbo 30 Fixed | 6.250% | 6.513% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $726,201 and an estimated property value of $809,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 6.250% interest rate, the APR for this loan type is 6.513%. The payment schedule would be:
The monthly payment amounts quoted include the mortgage insurance premium. Generally, mortgage insurance is required if you are making a down payment of less than 20% of the home's value or purchase price.
$4,471.34
$229.96
$4,701.30
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
Portfolio Jumbo 15 Fixed | 5.500% | 5.614% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $726,201 and an estimated property value of $809,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 5.500% interest rate, the APR for this loan type is 5.614%. The payment schedule would be:
The monthly payment amounts quoted include the mortgage insurance premium. Generally, mortgage insurance is required if you are making a down payment of less than 20% of the home's value or purchase price.
$5,933.67
$127.09
$6,060.76
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
Portfolio Jumbo 5/1 ARM | 5.500% | 7.014% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $726,201 and an estimated property value of $809,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. At a 5.500% initial interest rate, the APR for this loan type is 7.014%, subject to increase. Based on current market conditions, the payment schedule would be:
The monthly payment amounts quoted include the mortgage insurance premium. Generally, mortgage insurance is required if you are making a down payment of less than 20% of the home's value or purchase price.
$4,123.29
$229.96
$4,353.25
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
Loan Calculator

