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Jumbo Mortgage

Kind of a Big Deal

Our jumbo mortgage helps you finance your dream home when the loan amount is more than the conventional mortgage limit. Whether for your primary residence or a second home, you can enjoy our competitive rates and have your mortgage serviced locally by our team.

Jumbo Mortgage Benefits

  • Fixed and adjustable rates available
  • Various terms available
  • Feature competitive interest rates
  • For primary residence or second home
  • Serviced locally by Bank of Prairie du Sac

Mortgage Options

Comparison table of Mortgage Options
Product/Term Interest Rate Annual Percentage Rate* Learn More
30 Year Fixed Rate 6.750% 6.832% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.750% interest rate, the APR for this loan type is 6.832%. The payment schedule would be:

  • 359 payments of $1,621.50 at an interest rate of 6.750%
  • 1 payment of $1,619.68 at an interest rate of 6.750%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
20 Year Fixed Rate 6.500% 6.606% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.500% interest rate, the APR for this loan type is 6.606%. The payment schedule would be:

  • 239 payments of $1,863.93 at an interest rate of 6.500%
  • 1 payment of $1,864.69 at an interest rate of 6.500%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
15 Year Fixed Rate 6.250% 6.322% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.250% interest rate, the APR for this loan type is 6.322%. The payment schedule would be:

  • 179 payments of $2,143.56 at an interest rate of 6.250%
  • 1 payment of $2,143.05 at an interest rate of 6.250%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
10 Year Fixed Rate 6.000% 6.101% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

For example, at a 6.000% interest rate, the APR for this loan type is 6.101%. The payment schedule would be:

  • 119 payments of $2,775.51 at an interest rate of 6.000%
  • 1 payment of $2,775.80 at an interest rate of 6.000%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
7/6-month SOFR ARM 6.375% 6.968% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 6.375% initial interest rate, the APR for this loan type is 6.968%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 84 payments of $1,559.67 at an interest rate of 6.375%
  • 275 payments of $1,699.56 at an interest rate of 7.375%
  • 1 payment of $1,700.71 at an interest rate of 7.375%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.
5/6-month SOFR ARM 6.125% 6.985% Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780.

At a 6.125% initial interest rate, the APR for this loan type is 6.985%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $1,519.03 at an interest rate of 6.125%
  • 299 payments of $1,702.89 at an interest rate of 7.375%
  • 1 payment of $1,703.44 at an interest rate of 7.375%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Loan Calculator

Crystal Lautenbach
Crystal Lautenbach VP, Mortgage Lending Email NMLS #451162

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