Free Kasasa Cash Back

Spend Money to Make Money

Shopping becomes a lot more fun when you know your Free Kasasa Cash Back^® checking rewards you with each transaction. You will get 2.00% cash back on your everyday debit card purchases.⁴

You will also receive refunds on ATM withdrawal fees nationwide.⁴

Free Kasasa Cash Back Overview

Account Features

$50.00 minimum deposit to open
Free checking that pays you back
2.00% cash back on debit card purchases⁴
No category restrictions on purchases
Cash back earned on up to $350.00 in purchases monthly
Earn up to $84.00 cash back per year, $7.00 per month
Refunds on ATM withdrawal fees, nationwide (up to $20.00 monthly)⁴
No monthly maintenance fee
No minimum balance to earn rewards⁴

Additional Benefits

Free debit card¹
Free Online Banking with Bill Pay²
Free Mobile Banking App²
Free Mobile Deposit²
Free Online Statements³
Access to Network of 600+ surcharge-free ATMs

How to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

At least one (1) direct deposit, ACH credit, or ACH payment transaction
At least 12 debit card purchases
Be enrolled in and agree to receive online statements³

If you do not meet these qualifications, there is no need to worry — your account is still free! Better yet, you can get right back to earning your cash rewards the very next cycle that you qualify.

See Kasasa Statement Cycles

Get Started

Bank of Prairie du Sac’s personal banking team is standing by to help you! Please note that you must be 18 or older, will need PDF-viewing software, and have a method for adding funds to your new account if you apply online. If you open an account in person, please bring two forms of identification, enough funds to meet the minimum balance, and a parent or guardian (if you are a minor).

Open Virtually

Apply Online

Email Us

Call Us

608.643.3393

¹Separate application required.

²Customers must be registered users of Online Banking to be eligible. Third-party message, data, or internet service provider charges may apply.

³Terms and conditions apply with enrollment. Paper statements will automatically be discontinued once registered for the service. A device with internet access and Adobe® Acrobat Reader 4.05 version or greater is required to view Online Statements.

⁴Qualification Information: Transactions and activities must post and settle to the account during each Monthly Qualification Cycle and may take one (1) or more Business Days from the date the transaction or activity occurred to post and settle to the account. Everyday is a “Business Day” except Saturdays, Sundays, and federal holidays. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) Business Day prior to the first day of the current Statement Cycle through one (1) Business Day prior to the last Business Day of the current Statement Cycle. “Statement Cycle” means the period of time for which Bank of Prairie du Sac provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Rewards: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $350.00 PIN-based and/or signature-based debit card purchases that post and settle to the account during that cycle period up to a maximum cash back earned of $7.00 per Monthly Qualification Cycle, and (2) You will receive ATM withdrawal fee refunds up to an aggregate total of $20.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We refund ATM withdrawal fees of $4.99 or less. ATM withdrawal fees of $5.00 or more will not qualify. ATM withdrawal fees are based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate ATM withdrawal fee refund, we will adjust the ATM withdrawal fee refund amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Cash back payments and ATM withdrawal refunds will be credited to the account on the last day of the current Statement Cycle. When Kasasa Cash Back qualifications are not met, you will not receive cash back on PIN-based and/or signature-based debit card purchases and ATM withdrawal fees are not refunded. Rates and rewards are variable and at our discretion may change after account is opened without notice to you. Fees may reduce earnings. No minimum balance is required to earn or to receive the account’s rewards. Rewards less than a penny cannot be distributed. Additional Information: $50.00 minimum deposit is required to open the account. This account is not to be used for commercial purposes and there is a limit of one (1) account per social security number. There are no fees to open or close this account. There are no recurring monthly service charges associated with this account. Enrollment in electronic statements is required to meet some of this account's qualifications. Contact a Bank of Prairie du Sac service representative for additional information, details and enrollment instructions. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.