Free Kasasa Cash

Interested in High APY?

Our Free Kasasa Cash® pays up to 2.00% Annual Percentage Yield (APY) on your balance — every month!4

You will also receive refunds on ATM withdrawal fees nationwide — whether you are in Sauk City, Prairie du Sac, or anywhere elsewhere!

Free Kasasa Cash Overview

Account Features

  • $50.00 minimum deposit to open
  • 2.00% APY on balances up to and including $10,000.004
  • 0.15% interest rate on balances greater than $10,000 for an APY range of 2.00–0.15%4
  • 0.01% APY if qualifications are not met4
  • Refunds on ATM withdrawal fees, nationwide (up to $20.00 monthly)4
  • No monthly maintenance fee
  • No minimum balance to earn rewards4

Additional Benefits

  • Free debit card1
  • Free Online Banking with Bill Pay2
  • Free Mobile Banking App2
  • Free Mobile Deposit2
  • Free Online Statements3
  • Access to Network of 600+ surcharge-free ATMs

Free Kasasa Cash Rates

Comparison table of Kasasa Cash
Account Minimum Balance to Open Account Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield Other
Kasasa Cash ($0.01–$10,000.00) $50 $0.01 1.98% 2.00% Apply Now
Kasasa Cash ($10,000.01 & above) $50 $10,000.01 0.15% 0.15% Apply Now
Kasasa Cash (qualifications not met) $50 $0.01 0.01% 0.01% Apply Now

How to Earn Rewards

To earn rewards, enrollments must be in place, and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least one (1) direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive online statements3

If you do not meet these qualifications, there is no need to worry — your account is still free! Better yet, you can get right back to earning your cash rewards the very next cycle that you qualify.

See Kasasa Statement Cycles

Get Started

Bank of Prairie du Sac’s personal banking team is standing by to help you! Please note that you must be 18 or older, will need PDF-viewing software, and have a method for adding funds to your new account if you apply online. If you open an account in person, please bring two forms of identification, enough funds to meet the minimum balance, and a parent or guardian (if you are a minor).

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