Bank of Prairie du Sac
Mark Your Calendar
Fall is a great time to securely dispose of paper documents and safely recycle electronics. Join us for Shred Fest 2026 on Friday, September 25 from 11:00 am - 2:00 pm at our Sauk Office.
Protect Your Business from Check Fraud Lunch & Learn
Join us for a free Lunch & Learn to discover how Positive Pay can help protect your business and hear from Wisconsin's Bureau of Consumer Protection about common scams and frauds targeting businesses - Monday, October 19 from 12:00 - 2:30 pm.
Celebrating 110 Years!
As part of our anniversary year, we're showcasing 110 Ways We Invest in Our Community — because supporting the communities we serve has been at the heart of what we do since 1916.
Empower Your Child with our SOAR Debit Account
Hey, Parents! As more things go cashless, consider a SOAR Youth Debit Card Account for your child.
2026 Photo Contest!
Calling all photographers... We are seeking photos that showcase the Sauk Prairie area for our 2027 Bank Calendar!
Holiday Closing: October 12th
Reminder: In observance of Columbus Day & Indigenous Peoples' Day, the bank is closed Monday, October 12. Normal hours resume on Tuesday, October 13.
Ask About Kasasa!
Choose Cash Back or High Interest.
Checking accounts that reward you for banking with us.
Local MATTERS
From the President's Desk: In a world of digital transactions and global finance, it’s easy to overlook the value of something close to home. At Bank of Prairie du Sac, being local isn’t just a location — it is who we are.
Protect your debit card!
By using the Bank of Prairie du Sac mobile app, you are able to manage your debit card at any time.
Today’s Mortgage Rates
Table comparing Mortgage Options options by term, interest rate, and annual percentage rate (APR).
| Product/Term | Interest Rate | Annual Percentage Rate * | Learn More |
|---|---|---|---|
| 30 Year Fixed Rate | 7.375% | 7.461% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 7.375% interest rate, the APR for this loan type is 7.461%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 20 Year Fixed Rate | 7.250% | 7.360% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 7.250% interest rate, the APR for this loan type is 7.360%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 15 Year Fixed Rate | 6.875% | 6.950% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.875% interest rate, the APR for this loan type is 6.950%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 10 Year Fixed Rate | 6.875% | 6.979% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.875% interest rate, the APR for this loan type is 6.979%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 7/6-month SOFR ARM | 6.250% | 6.619% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. At a 6.250% initial interest rate, the APR for this loan type is 6.619%, subject to increase. Based on current market conditions, the payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 5/6-month SOFR ARM | 6.000% | 6.578% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. At a 6.000% initial interest rate, the APR for this loan type is 6.578%, subject to increase. Based on current market conditions, the payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
Buying a home is one of the biggest investments anyone can make. My top priority is to guide you through the financing process with ease. I look forward to being your financing partner.
