Kasasa Protect

Fight Fraud

Fraud is on the rise, but there is a simple solution: add Kasasa Protect® to your Bank of Prairie Du Sac checking account today to keep your sensitive information safe.*

Think of Kasasa Protect™ as invisible armor that works 24/7 to keep your personal information safe. Rest easy knowing you have this full line of defense, including credit monitoring, lost wallet protection, identity restoration services, and more.

Activate Kasasa Protect today for only $9.99 per month — or only $7.99 per month for our Kasasa® checking account holders! Upon enrollment, Kasasa Protect™ starts working immediately. However, be sure to log in and verify your identity so that you can get the most value out of this service. Just check your email for your activation link or visit Kasasa Protect™ Sign In.

24/7 Credit Monitoring

Around-the-clock notices about important changes in your credit report, including loan data, inquiries, new accounts, judgments, liens, and more
The fastest and simplest way to guard against fraudulent activity

Credit Reporting

Full access to annual credit report from Experian
Deep insight into your credit record
Proactive management of your financial health and monitor your identity

Monthly Credit Score & Tracker

Regular review of your credit score, helping you stay on top of your credit
Ability to review trends over time and find out exactly what is impacting your number
Less than the cost of pulling full credit reports

Dark Web Monitoring

A means to keep close tabs on your identity online
Scans of millions of international sources in real time
Quick identification of stolen data that could identify you, such as a Social Security Number or medical identification numbers

Lost Wallet Protection

One convenient point of contact that handles cancellation and replacement of all your important documents in the event of a lost or stolen wallet
Restoration through your agent that includes your cards, licenses, Social Security cards, insurance cards, passports, military IDs, and even traveler’s checks

Identity Restoration

Helpful advice and resolution services provided the instant fraud occurs
Certified specialists who file, dispute, and resolve issues with your credit or other vital records, including filing fraud alerts and notifying authorities

Get Started

Bank of Prairie du Sac’s personal banking team is standing by to help you!

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Locations & Hours

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608.643.3393

Comprehensive identity protection and restoration solution^*
Employs around-the-clock monitoring for fraudulent activity
Immediately alerts you to any suspicious activity
Quick, hands-on process of restoring your information should fraud occur
Full suite of offerings, including:
- 24/7 credit monitoring
- Annual credit reports
- Monthly credit score and tracker
- Dark web monitoring
- Lost wallet protection
- Identity restoration
Coverage from every angle provides peace of mind
Funds directly deducted from your checking every month — no credit card needed!
Exclusive pricing for all Kasasa checking account holders — $7.99 per month!
All other checking account holders — $9.99 per month
Available to a secondary accountholder listed on a joint account — an additional $5.99 per month
Not locked into a contract; no time commitment necessary

Credit freezes may be placed or released through the credit bureaus for no charge. Free electronic credit monitoring services are available to all active-duty military personnel from each of the three major credit bureaus.

*Terms & Conditions

Optional Add On Service: Bank of Prairie du Sac offers Kasasa Protect™, an optional Identity Fraud Protection And Restoration Service that includes identity theft, fraud protection and breach resolution services through a separate, third party that can be added to your Kasasa Cash^®, Cash Back^®, Free Checking, or Interest Checking account.

This add-on service:

(1) Requires your explicit authorization to add these Identity Fraud Protection Services (“opt-in”)

(2) Charges a separate monthly fee

(3) Can be cancelled at any time.

Kasasa Protect: Identity Fraud Protection And Restoration Services: “Kasasa Protect: Identity Fraud Protection And Restoration Services” collectively includes the following comprehensive services:

(1) Credit Services:

(a) Reports: an annual credit report from Experian

(b) Scores: a monthly credit score from Experian

(2) Monitoring Services:

(a) Public Records: Monitors name, address & Social Security Number (SSN) across public records

(b) Dark Web Monitoring: monitors across social networks, chat rooms and black-market websites for personally identifiable information including Social Security Numbers; phone numbers; email addresses; bank account and routing numbers; credit and debit cards; and medical identification numbers;

(c) Credit Bureau: monitors for and will provide an email or text alert if credit inquiries, new lines of credit, derogatory credit, name changes or changes in address are detected in the consumer’s Experian credit file. Credit monitoring occurs only on the credit file associated with the purchasing consumer, and does not monitor, compare or cross reference the credit file associated with the purchasing consumer to any other credit files maintained by the applicable credit bureaus.

(3) Resolution Services:

(a) Recovery Services: a professional Identity Recovery Specialist will assist the consumer identify, dispute, expunge any fraudulent activities.

(b) Lost Wallet Services: Cancellation & replacement assistance for lost or stolen credit cards and personal documents lost due to loss or identity theft.

Terms & Conditions: Kasasa Protect services are provided by Experian Information Solutions, Inc. “Experian”. There are two (2) Kasasa Protect terms and conditions, one governing the program’s Services and the other governing the program’s online portal, which you must agree to:

(1) Services: Terms and conditions can be retrieved at Bank of Prairie du Sac branch location

(2) Portal: Terms & Conditions can be retrieved online by clicking here.

Fees: Kasasa Protect services are provided for a monthly fee of $9.99, or $7.99 if you are a Kasasa Account Holder. Kasasa Protect is available to a secondary accountholder listed on a joint account for an additional monthly fee of $5.99. Fee(s) will be automatically debited from your account on the third (3rd) of each month. Fee(s) begin on the third (3rd) of the month following your enrollment date and will end one (1) day after Bank of Prairie du Sac has processed your cancellation request.

Changes & Modifications: Kasasa Protect’s services, fees, providers and/or partners are variable and may change with proper notification from our bank or Kasasa, Ltd. Changes in terms, conditions, services, fees and/or providers, if any, will be posted on the Kasasa Protect™ site. We encourage you to refer to this site on a regular basis for Services information.

Requirements: To utilize Kasasa Protect you must:

(1) be eighteen (18) years of age or older

(2) be a resident of the United States or any of its territories

(3) register and maintain your unique email address (joint accountholders must each provide unique email addresses for this service) via the Kasasa Protect™ online portal.

Enrollment: To receive Kasasa Protect’s Services, you must:

(1) agree to the Kasasa Protect Services’ Terms & Conditions

(2) establish the Services’ monthly billing

(3) provide an accurate email address.

Upon completing these three activities you will be enrolled in the program. The date upon which these activities are completed will be your enrollment date.

Verification: Within one (1) business day after Enrollment, Kasasa Protect™ will provide you with an email that includes a link to their secure site and your subscriber number. After entering your subscriber number, you must verify your personal information. You agree to provide accurate, current, and complete information about yourself. You agree to not misrepresent your identity. You also agree to maintain and update this information, including your email address on a regular basis to ensure its accuracy. Failure to provide and maintain accurate and complete information may prohibit your use of the Services or result in errors in information generated. (“Verification”).

Portal Alerts & Notifications: Upon verifying your personal information and agreeing to the terms and conditions associated with the Kasasa Protect portal, you will be able to receive alerts and notifications through the portal. Email notifications will be sent to the email address you maintain at Kasasa Protect's site. You understand, acknowledge, and agree that in order to receive the full complement of Services, including receiving Services’ alerts and notifications via the Kasasa Protect™ portal, you must first verify your identity and register and maintain your email address at Kasasa Protect's site.

Availability of Services: All items under these three (3) comprehensive services are available to you as identified below:

(1) Credit Services: After verification, you will be able to view all items listed under Credit Services, including credit information and alert details via the portal.

(2) Monitoring Services: All items listed under Monitoring Services will begin upon Enrollment. Viewing of Monitoring Services alerts is available upon Verification.

(3) Restoration Services: All items under Resolution Services are available upon Enrollment.

Cancellation: You may cancel your Services at any time by notifying your financial institution of your decision to cancel. Written notices should be sent to Bank of Prairie du Sac, 555 Park Ave, P.O. Box 130, Prairie du Sac, WI, 53578. Verbal requests should be directed to 608-643-3393. Cancellations may take one (1) or more business days to process. When cancelling, your then current month’s fee will not be reimbursed or prorated. The Services’ monthly fee will not be charged for the following month after a cancellation request has been processed by your financial institution.

Closure of Checking Account: Should your checking account be closed by you or Bank of Prairie du Sac, any add-on products / services associated with that account, including Kasasa Protect, will also be terminated at the same time. Your then current month’s account and/or Kasasa Protect fees will not be reimbursed or prorated. The monthly fee(s) will not be charged for the month following termination.

Legal Notices:

(1) Federal Notice. Even without our plan, you have the right to a free credit report from each of the three major credit bureaus through annualcreditreport.com or 877-322-8228, the only authorized source under federal law. Credit freezes may be placed or released through the credit bureaus for no charge. Free electronic credit monitoring services are available to all active-duty military personnel from each of the three major credit bureaus.

(2) Bank of Prairie du Sac Notice. Bank of Prairie du Sac shall not have any liability for the accuracy of the information contained in the credit reports provided through these Services including any liability for damages, direct or indirect, consequential or incidental.

Trademarks & Credits: Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Protect are trademarks of Kasasa, Ltd., registered in the U.S.A. CSID and Experian are registered trademarks of Experian Information Solutions, Inc.