Business Loans
Borrow from the Bank that Cares
Our experienced business lending team works for you. All decisions are made locally by our team, and because we know the regional market, we can customize the terms to best suit your business. Your loans are serviced by our team and payments can be made at either branch location.
Business Financing Options
- Business term loans
- Small Business Administration (SBA) loans
- Business real estate loans
- Working capital loans
- Business lines of credit
- Letters of credit
- Business leases
- Equipment financing and leasing
- Acquisition financing
- Construction loans
- Municipal loans
Loan Calculator
Get Started
Bank of Prairie du Sac’s business banking team is standing by to help you! Please consult the appropriate checklist below for an overview of which documents we will need from you.
What to Bring to Your Meeting
New Customer Checklist
- Personal financial statements (borrower and guarantor)
- Most recent two years of personal income tax returns (borrower and guarantor)
- Most recent two years of business tax returns
- Articles of incorporation, bylaws, operating agreement, or partnership agreement
- Issuance of taxpayer identification number
- Business history and/or business plan
- Resume(s) of management
- Description of the use of loan proceeds
- Collateral to be offered
- Evidence of business insurance coverage
- Opening balance sheet
- 12 months of business income and expense projections
- Written estimates from suppliers or contractors for equipment or construction costs to be paid with loan proceeds
Existing Customer Checklist
- Personal financial statements (borrower and guarantor)
- Most recent two years of personal income tax returns (borrower and guarantor)
- Most recent two years of business tax returns
- Updates (as applicable) to articles of incorporation, bylaws, operating agreement, or partnership agreement
- Meeting minutes or updated documents evidencing officer changes
- Description of the use of loan proceeds
- Collateral to be offered
- Evidence of business insurance coverage
- Profit and loss statements for the prior three fiscal year-ends
- Updated listing and aging of accounts payable/receivables
- 12 months of business income and expense projections
- Written estimates from suppliers or contractors for equipment or construction costs to be paid with loan proceeds