Business Loans

Borrow from the Bank that Cares

Our experienced business lending team works for you. All decisions are made locally by our team, and because we know the regional market, we can customize the terms to best suit your business. Your loans are serviced by our team and payments can be made at either branch location.

Business Financing Options

  • Business term loans
  • Small Business Administration (SBA) loans
  • Business real estate loans
  • Working capital loans
  • Business lines of credit
  • Letters of credit
  • Business leases
  • Equipment financing and leasing
  • Acquisition financing
  • Construction loans
  • Municipal loans

Loan Calculator

Get Started

Bank of Prairie du Sac’s business banking team is standing by to help you! Please consult the appropriate checklist below for an overview of which documents we will need from you.

Email Us

Contact Us

Call Us

608.643.3393

Bradley Prohaska
Bradley Prohaska Vice President 608.643.3393, ext. 2702 Email Bradley NMLS #709657

Mike Phillips
Mike Phillips Senior Vice President & Chief Lending Officer Email Mike NMLS #709663

Casey Koenig
Casey Koenig Vice President, Commercial Lending 608.643.3393, ext. 2705 Email Casey

What to Bring to Your Meeting

New Customer Checklist

  • Personal financial statements (borrower and guarantor)
  • Most recent two years of personal income tax returns (borrower and guarantor)
  • Most recent two years of business tax returns
  • Articles of incorporation, bylaws, operating agreement, or partnership agreement
  • Issuance of taxpayer identification number
  • Business history and/or business plan
  • Resume(s) of management
  • Description of the use of loan proceeds
  • Collateral to be offered
  • Evidence of business insurance coverage
  • Opening balance sheet
  • 12 months of business income and expense projections
  • Written estimates from suppliers or contractors for equipment or construction costs to be paid with loan proceeds

Existing Customer Checklist

  • Personal financial statements (borrower and guarantor)
  • Most recent two years of personal income tax returns (borrower and guarantor)
  • Most recent two years of business tax returns
  • Updates (as applicable) to articles of incorporation, bylaws, operating agreement, or partnership agreement
  • Meeting minutes or updated documents evidencing officer changes
  • Description of the use of loan proceeds
  • Collateral to be offered
  • Evidence of business insurance coverage
  • Profit and loss statements for the prior three fiscal year-ends
  • Updated listing and aging of accounts payable/receivables
  • 12 months of business income and expense projections
  • Written estimates from suppliers or contractors for equipment or construction costs to be paid with loan proceeds
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