Be aware! Scammers are texting, mimicking local financial institutions, and want you to click and give personal information. Ignore and keep your info safe!
Bank of Prairie du Sac
Closed Thanksgiving Day
The bank will be closed on Thanksgiving Day, Thursday, November 27, 2025.
Normal hours will resume on Friday, November 28.
Empower Your Child with our SOAR Debit Account
Hey, Parents! As more things go cashless, consider a SOAR Youth Debit Card Account for your child.
New Commercial Loan Officer!
We are thrilled to share Richelle Alt has joined the Bank of Prairie du Sac as a Commercial Loan Officer. She brings more than 20 years of experience in the financial industry...
Closed for Christmas
Beginning at noon on Wednesday, December 24 through Thursday, December 25, our branches will be closed in observance of Christmas.
Normal hours will resume on Friday, December 26.
Ask About Kasasa!
Choose Cash Back or High Interest.
Checking accounts that reward you for banking with us.
Mark Your Calendar!
Wednesday, January 14 from 8:00 am - 10:30 am, Bank of Prairie du Sac is hosting the 2026 State of the Riverway Report and Economic Outlook.
Spoofing Scams on the rise!
While we haven't been targeted recently, we want to alert our community to a growing number of spoofing scams.
Executive Order 14247: What It Means for You
Effective September 30, 2025, the U.S. Treasury will begin transitioning away from paper check disbursements for federal payments. Learn what this means for you and how to prepare.
Bank Awarded $10,000 Grant for 6:8 Circles
We were selected as one of only five banks statewide to receive a $10,000 grant from the Wisconsin Bankers Association (WBA). The funding will support the 6:8 Circles Sauk Prairie program in 2025...
Protect your debit card!
By using the Bank of Prairie du Sac mobile app, you are able to manage your debit card at any time.
Today’s Mortgage Rates
| Product/Term | Interest Rate | Annual Percentage Rate* | Learn More |
|---|---|---|---|
| 30 Year Fixed Rate | 5.875% | 5.953% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 5.875% interest rate, the APR for this loan type is 5.953%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 20 Year Fixed Rate | 5.875% | 5.979% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 5.875% interest rate, the APR for this loan type is 5.979%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 15 Year Fixed Rate | 5.500% | 5.571% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 5.500% interest rate, the APR for this loan type is 5.571%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 10 Year Fixed Rate | 5.375% | 5.475% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 5.375% interest rate, the APR for this loan type is 5.475%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 7/6-month SOFR ARM | 5.750% | 6.469% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. At a 5.750% initial interest rate, the APR for this loan type is 6.469%, subject to increase. Based on current market conditions, the payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 5/6-month SOFR ARM | 5.500% | 6.516% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. At a 5.500% initial interest rate, the APR for this loan type is 6.516%, subject to increase. Based on current market conditions, the payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
Buying a home is one of the biggest investments anyone can make. My top priority is to guide you through the financing process with ease. I look forward to being your financing partner.
