Be Aware! There have been reports of fraudulent calls in our area. If you did not expect a call from the bank, it could be a scam. Do not provide any personal information – just hang up, and call the bank directly.
Bank of Prairie du Sac
Mitch Breunig Announced as New Board Member
Bank of Prairie du Sac is proud to support our Agricultural Community and delighted to have Mitch join the board to represent agriculture. Welcome, Mitch!
Caution!
Scammers have been sending text messages in our area, that mimic the Bank of Prairie du Sac, in a fraudulent attempt to gain access to personal information. Your bank will not call, text or email to get your account numbers or passwords. If you receive a text or phone call asking for your personal information, simply hang up and ignore.
Please keep your information safe!
40 Years of Service!
Steve Ploetz, President/CEO recognized Mike Wehler for his dedicated service on Bank of Prairie du Sac Board of Directors.
Ask About Kasasa!
Choose Cash Back or High Interest.
Checking accounts that reward you for banking with us.
Website Spoofing
Website Spoofing is just one example of how scammers attempt to take advantage of your information.
Learn more on how to protect yourself from online scammers.
Protect your debit card!
By using the Bank of Prairie du Sac mobile app, you are able to manage your debit card at any time.
5 Stars Awarded!
We are happy to announce Bauer Financial has awarded Bank of Prairie du Sac a 2023 5-star rating.
Today’s Mortgage Rates
| Product/Term | Interest Rate | Annual Percentage Rate* | Learn More |
|---|---|---|---|
| 30 Year Fixed Rate | 6.625% | 6.699% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.625% interest rate, the APR for this loan type is 6.699%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 20 Year Fixed Rate | 6.375% | 6.471% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.375% interest rate, the APR for this loan type is 6.471%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 15 Year Fixed Rate | 6.250% | 6.370% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.250% interest rate, the APR for this loan type is 6.370%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 10 Year Fixed Rate | 6.000% | 6.167% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.000% interest rate, the APR for this loan type is 6.167%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 7/6-month SOFR ARM | 6.250% | 7.367% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. At a 6.250% initial interest rate, the APR for this loan type is 7.367%, subject to increase. Based on current market conditions, the payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 5/6-month SOFR ARM | 6.000% | 7.501% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. At a 6.000% initial interest rate, the APR for this loan type is 7.501%, subject to increase. Based on current market conditions, the payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
Buying a home is one of the biggest investments anyone can make. My top priority is to guide you through the financing process with ease. I look forward to being your financing partner.
