Bank of Prairie du Sac
Video Contest for Teens
We are participating in ABA Foundation’s Lights, Camera, Save! video contest. Teens (age 13-18) are invited to submit a 30-second video about ways to be financially responsible.
Entries are due: December 1, 2024.
Have a Happy Thanksgiving!
We will be closed on Thanksgiving Day - Thursday, November 28. Normal hours will resume on Friday, November 29, 2024.
Small Business Owner?
Your company may need to comply with a new federal filing requirement. Learn more about Beneficial Ownership Reporting at FinCEN's website.
Promotions Announced!
Bradley Prohaska moves to Senior VP, Chief Credit Officer and Casey Koenig shifts to Senior VP, Chief Lending Officer.
Ask About Kasasa!
Choose Cash Back or High Interest.
Checking accounts that reward you for banking with us.
Website Spoofing
Website Spoofing is just one example of how scammers attempt to take advantage of your information.
Learn more on how to protect yourself from online scammers.
Protect your debit card!
By using the Bank of Prairie du Sac mobile app, you are able to manage your debit card at any time.
Today’s Mortgage Rates
| Product/Term | Interest Rate | Annual Percentage Rate* | Learn More |
|---|---|---|---|
| 30 Year Fixed Rate | 6.875% | 6.950% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.875% interest rate, the APR for this loan type is 6.950%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 20 Year Fixed Rate | 6.625% | 6.722% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.625% interest rate, the APR for this loan type is 6.722%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 15 Year Fixed Rate | 6.250% | 6.370% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.250% interest rate, the APR for this loan type is 6.370%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 10 Year Fixed Rate | 6.250% | 6.418% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 6.250% interest rate, the APR for this loan type is 6.418%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 7/6-month SOFR ARM | 6.375% | 7.147% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. At a 6.375% initial interest rate, the APR for this loan type is 7.147%, subject to increase. Based on current market conditions, the payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 5/6-month SOFR ARM | 6.125% | 7.207% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. At a 6.125% initial interest rate, the APR for this loan type is 7.207%, subject to increase. Based on current market conditions, the payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
Buying a home is one of the biggest investments anyone can make. My top priority is to guide you through the financing process with ease. I look forward to being your financing partner.
