Bank of Prairie du Sac
Ensuring Safe Deposits
Determine your FDIC insurance coverage with EDIE and enjoy some peace of mind.
Tax filing season is no time to get hacked.
Do not fall victim to scammers while submitting your financial documents.
Ask About Kasasa!
Choose Cash Back or High Interest.
Checking accounts that reward you for banking with us.
Protect your debit card!
By using the Bank of Prairie du Sac mobile app, you are able to manage your debit card at any time.
5 Stars Awarded!
We are happy to announce Bauer Financial has awarded Bank of Prairie du Sac a 2022 5-star rating.
Today’s Mortgage Rates
| Product/Term | Interest Rate | Annual Percentage Rate* | Learn More |
|---|---|---|---|
| 30 Year Fixed Rate | 6.375% | 6.465% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 6.375% interest rate, the APR for this loan type is 6.465%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 20 Year Fixed Rate | 6.125% | 6.242% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 6.125% interest rate, the APR for this loan type is 6.242%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 15 Year Fixed Rate | 6.125% | 6.233% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 6.125% interest rate, the APR for this loan type is 6.233%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| 10 Year Fixed Rate | 5.625% | 5.775% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 5.625% interest rate, the APR for this loan type is 5.775%. The payment schedule would be:
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| Portfolio Jumbo 30 Fixed | 6.625% | 6.897% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $726,201 and an estimated property value of $809,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 6.625% interest rate, the APR for this loan type is 6.897%. The payment schedule would be:
The monthly payment amounts quoted include the mortgage insurance premium. Generally, mortgage insurance is required if you are making a down payment of less than 20% of the home's value or purchase price.
$4,649.94
$229.96
$4,879.90
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| Portfolio Jumbo 15 Fixed | 6.375% | 6.495% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $726,201 and an estimated property value of $809,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. For example, at a 6.375% interest rate, the APR for this loan type is 6.495%. The payment schedule would be:
The monthly payment amounts quoted include the mortgage insurance premium. Generally, mortgage insurance is required if you are making a down payment of less than 20% of the home's value or purchase price.
$6,276.19
$127.09
$6,403.28
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
| Portfolio Jumbo 5/1 ARM | 5.875% | 7.102% |
Learn More
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $726,201 and an estimated property value of $809,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740. At a 5.875% initial interest rate, the APR for this loan type is 7.102%, subject to increase. Based on current market conditions, the payment schedule would be:
The monthly payment amounts quoted include the mortgage insurance premium. Generally, mortgage insurance is required if you are making a down payment of less than 20% of the home's value or purchase price.
$4,295.75
$229.96
$4,525.71
The payment does not include real estate taxes and insurance. The actual payment obligation will be greater. |
Buying a home is one of the biggest investments anyone can make. My top priority is to guide you through the financing process with ease. I look forward to being your financing partner.
