Identity theft can create numerous issues for your financial accounts, credit score, and more. Help keep your identity safe with these simple tips.
Destroy your private records and statements before disposing of them. Shred or tear up any credit card statements, solicitations, or documents containing your private financial information.
Protect Your Mail
Empty your mailbox quickly, lock it, or get a P.O. box so criminals do not have a chance to snatch financial information or credit card offers.
Do not mail outgoing bill payments and checks from home. They can be stolen from your mailbox and have the payee’s name erased and changed. Mail them from the post office or another secure location.
Don’t leave a paper trail. Never leave ATM, credit card or gas station receipts behind.
Review Your Credit Information
Review your credit card statements regularly and keep an eye on your credit report. Review your credit cards statements carefully. Make sure you recognize the merchants, locations and purchases listed before paying the bill.
Obtain and thoroughly review all three of your credit reports at least once a year to check for suspicious activity. If you find something, alert your card company or the creditor immediately. Get your free credit report at www.annualcreditreport.com or by calling 877.322.8228.